Call reports 2015
PEOPLES BANK OF BULLITT COUNTY, THE — 2015
What PEOPLES BANK OF BULLITT COUNTY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 239,214,000 | 237,777,000 | 234,671,000 |
| Total loans | 59,521,000 | 59,358,000 | 56,887,000 |
| Allowance for loan losses | 1,604,000 | 1,608,000 | 1,608,000 |
| Securities available for sale | 152,803,000 | 151,425,000 | 141,348,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 208,324,000 | 208,620,000 | 203,898,000 |
| Interest-bearing deposits | 165,760,000 | 163,436,000 | 157,905,000 |
| Noninterest-bearing deposits | 42,564,000 | 45,184,000 | 45,993,000 |
| Equity capital | 30,048,000 | 28,101,000 | 29,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 1,779,000 | 3,639,000 | 5,466,000 |
| Interest expense | 337,000 | 669,000 | 992,000 |
| Net interest income | 1,442,000 | 2,970,000 | 4,474,000 |
| Noninterest income | 241,000 | 864,000 | 1,616,000 |
| Noninterest expense | 1,660,000 | 3,574,000 | 5,671,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 27,000 | 357,000 | 516,000 |
| Income tax | 4,000 | 78,000 | 83,000 |
| Net income | 23,000 | 279,000 | 433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 29,410,000 | 29,279,000 | 29,238,000 |
| Total capital | 30,637,000 | 30,521,000 | 30,442,000 |
| Risk-weighted assets | 97,857,000 | 99,050,000 | 95,965,000 |