Call reports 2014
PEOPLES BANK OF BULLITT COUNTY, THE — 2014
What PEOPLES BANK OF BULLITT COUNTY, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 230,644,000 | 229,424,000 | 228,710,000 | 233,616,000 |
| Total loans | 71,657,000 | 64,964,000 | 63,855,000 | 60,963,000 |
| Allowance for loan losses | 1,729,000 | 1,729,000 | 1,669,000 | 1,669,000 |
| Securities available for sale | 132,288,000 | 139,976,000 | 137,486,000 | 144,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,452,000 | 201,288,000 | 199,136,000 | 203,917,000 |
| Interest-bearing deposits | 163,858,000 | 160,589,000 | 158,960,000 | 162,821,000 |
| Noninterest-bearing deposits | 40,594,000 | 40,699,000 | 40,176,000 | 41,096,000 |
| Equity capital | 25,350,000 | 27,099,000 | 27,833,000 | 28,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,161,000 | 4,335,000 | 6,364,000 | 8,204,000 |
| Interest expense | 350,000 | 695,000 | 1,044,000 | 1,387,000 |
| Net interest income | 1,811,000 | 3,640,000 | 5,320,000 | 6,817,000 |
| Noninterest income | 217,000 | 786,000 | 1,473,000 | 1,891,000 |
| Noninterest expense | 1,647,000 | 3,447,000 | 5,409,000 | 7,261,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 405,000 | 1,003,000 | 3,102,000 | 2,482,000 |
| Income tax | 114,000 | 282,000 | 984,000 | 730,000 |
| Net income | 291,000 | 721,000 | 2,118,000 | 1,752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,750,000 | 28,795,000 | 30,166,000 | 29,405,000 |
| Total capital | 30,056,000 | 30,071,000 | 31,379,000 | 30,598,000 |
| Risk-weighted assets | 104,017,000 | 101,626,000 | 96,559,000 | 94,989,000 |