Call reports 2013
PEOPLES BANK OF BULLITT COUNTY, THE — 2013
What PEOPLES BANK OF BULLITT COUNTY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 233,200,000 | 228,378,000 | 224,439,000 | 223,550,000 |
| Total loans | 82,317,000 | 80,597,000 | 79,489,000 | 72,945,000 |
| Allowance for loan losses | 3,911,000 | 3,911,000 | 3,817,000 | 1,711,000 |
| Securities available for sale | 48,536,000 | 43,375,000 | 42,692,000 | 129,258,000 |
| Securities held to maturity | 89,836,000 | 89,826,000 | 89,828,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,056,000 | 199,614,000 | 195,348,000 | 199,711,000 |
| Interest-bearing deposits | 162,644,000 | 160,915,000 | 158,038,000 | 161,869,000 |
| Noninterest-bearing deposits | 38,412,000 | 38,699,000 | 37,310,000 | 37,842,000 |
| Equity capital | 29,379,000 | 27,893,000 | 28,002,000 | 23,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,182,000 | 4,342,000 | 6,544,000 | 8,630,000 |
| Interest expense | 397,000 | 780,000 | 1,148,000 | 1,504,000 |
| Net interest income | 1,785,000 | 3,562,000 | 5,396,000 | 7,126,000 |
| Noninterest income | 241,000 | 413,000 | 578,000 | 693,000 |
| Noninterest expense | 1,453,000 | 2,968,000 | 4,455,000 | 6,151,000 |
| Provision for loan losses | 0 | 0 | 0 | 300,000 |
| Pretax income | 646,000 | 1,360,000 | 1,872,000 | 1,721,000 |
| Income tax | 100,000 | 400,000 | 500,000 | 499,000 |
| Net income | 546,000 | 960,000 | 1,372,000 | 1,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,721,000 | 28,691,000 | 29,072,000 | 28,258,000 |
| Total capital | 30,083,000 | 30,048,000 | 30,412,000 | 29,564,000 |
| Risk-weighted assets | 106,401,000 | 105,983,000 | 104,762,000 | 104,047,000 |