Call reports 2012
PEOPLES BANK OF BULLITT COUNTY, THE — 2012
What PEOPLES BANK OF BULLITT COUNTY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 223,013,000 | 227,001,000 | 234,788,000 | 230,811,000 |
| Total loans | 86,944,000 | 84,963,000 | 83,686,000 | 82,144,000 |
| Allowance for loan losses | 1,729,000 | 1,709,000 | 1,685,000 | 3,905,000 |
| Securities available for sale | 55,906,000 | 45,870,000 | 50,818,000 | 49,196,000 |
| Securities held to maturity | 60,761,000 | 77,247,000 | 87,498,000 | 87,030,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,662,000 | 195,164,000 | 192,284,000 | 196,057,000 |
| Interest-bearing deposits | 155,611,000 | 157,315,000 | 155,737,000 | 161,143,000 |
| Noninterest-bearing deposits | 36,051,000 | 37,849,000 | 36,547,000 | 34,914,000 |
| Equity capital | 30,244,000 | 30,714,000 | 31,250,000 | 29,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,425,000 | 4,691,000 | 6,993,000 | 9,124,000 |
| Interest expense | 535,000 | 1,067,000 | 1,532,000 | 1,992,000 |
| Net interest income | 1,890,000 | 3,624,000 | 5,461,000 | 7,132,000 |
| Noninterest income | 165,000 | 363,000 | 562,000 | 782,000 |
| Noninterest expense | 1,481,000 | 2,953,000 | 4,512,000 | 6,449,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,300,000 |
| Pretax income | 574,000 | 1,078,000 | 1,583,000 | -763,000 |
| Income tax | 100,000 | 300,000 | 300,000 | -368,000 |
| Net income | 474,000 | 778,000 | 1,283,000 | -395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,839,000 | 29,759,000 | 30,237,000 | 28,174,000 |
| Total capital | 31,202,000 | 31,109,000 | 31,588,000 | 29,523,000 |
| Risk-weighted assets | 108,635,000 | 107,644,000 | 107,720,000 | 105,374,000 |