Call reports 2011
PEOPLES BANK OF BULLITT COUNTY, THE — 2011
What PEOPLES BANK OF BULLITT COUNTY, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 222,912,000 | 218,026,000 | 217,236,000 | 214,877,000 |
| Total loans | 98,825,000 | 95,862,000 | 94,326,000 | 90,627,000 |
| Allowance for loan losses | 1,694,000 | 1,668,000 | 2,285,000 | 1,732,000 |
| Securities available for sale | 44,436,000 | 42,403,000 | 45,674,000 | 45,972,000 |
| Securities held to maturity | 66,597,000 | 66,607,000 | 66,610,000 | 65,803,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,584,000 | 176,900,000 | 177,504,000 | 183,949,000 |
| Interest-bearing deposits | 146,144,000 | 145,633,000 | 145,600,000 | 152,366,000 |
| Noninterest-bearing deposits | 30,440,000 | 31,267,000 | 31,904,000 | 31,583,000 |
| Equity capital | 29,120,000 | 29,879,000 | 30,271,000 | 30,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,724,000 | 5,411,000 | 8,063,000 | 10,550,000 |
| Interest expense | 680,000 | 1,337,000 | 1,978,000 | 2,615,000 |
| Net interest income | 2,044,000 | 4,074,000 | 6,085,000 | 7,935,000 |
| Noninterest income | 187,000 | 390,000 | 597,000 | 890,000 |
| Noninterest expense | 1,497,000 | 2,990,000 | 4,431,000 | 6,319,000 |
| Provision for loan losses | 0 | 0 | 617,000 | 617,000 |
| Pretax income | 849,000 | 1,592,000 | 1,754,000 | 2,092,000 |
| Income tax | 300,000 | 500,000 | 590,000 | 574,000 |
| Net income | 549,000 | 1,092,000 | 1,164,000 | 1,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,552,000 | 29,676,000 | 29,712,000 | 29,618,000 |
| Total capital | 30,998,000 | 31,091,000 | 31,129,000 | 30,985,000 |
| Risk-weighted assets | 115,471,000 | 112,960,000 | 112,491,000 | 109,028,000 |