Call reports 2010
PEOPLES BANK OF BULLITT COUNTY, THE — 2010
What PEOPLES BANK OF BULLITT COUNTY, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 195,764,000 | 202,583,000 | 206,721,000 | 218,911,000 |
| Total loans | 96,015,000 | 95,586,000 | 97,930,000 | 100,710,000 |
| Allowance for loan losses | 1,693,000 | 1,615,000 | 1,601,000 | 1,696,000 |
| Securities available for sale | 21,245,000 | 34,686,000 | 39,504,000 | 39,418,000 |
| Securities held to maturity | 65,108,000 | 61,387,000 | 57,670,000 | 61,618,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,755,000 | 164,156,000 | 164,947,000 | 178,463,000 |
| Interest-bearing deposits | 136,587,000 | 134,174,000 | 136,125,000 | 149,152,000 |
| Noninterest-bearing deposits | 29,168,000 | 29,982,000 | 28,822,000 | 29,311,000 |
| Equity capital | 28,945,000 | 29,298,000 | 29,534,000 | 28,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,523,000 | 5,111,000 | 7,582,000 | 10,191,000 |
| Interest expense | 673,000 | 1,339,000 | 1,998,000 | 2,777,000 |
| Net interest income | 1,850,000 | 3,772,000 | 5,584,000 | 7,414,000 |
| Noninterest income | 257,000 | 477,000 | 680,000 | 957,000 |
| Noninterest expense | 1,440,000 | 2,833,000 | 4,245,000 | 5,920,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 725,000 | 1,474,000 | 2,077,000 | 2,409,000 |
| Income tax | 200,000 | 450,000 | 650,000 | 722,000 |
| Net income | 525,000 | 1,024,000 | 1,427,000 | 1,687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,845,000 | 28,915,000 | 29,283,000 | 29,085,000 |
| Total capital | 30,074,000 | 30,156,000 | 30,580,000 | 30,550,000 |
| Risk-weighted assets | 97,840,000 | 98,896,000 | 103,418,000 | 116,942,000 |