Call reports 2009
PEOPLES BANK OF BULLITT COUNTY, THE — 2009
What PEOPLES BANK OF BULLITT COUNTY, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 187,970,000 | 186,666,000 | 186,767,000 | 194,749,000 |
| Total loans | 93,281,000 | 93,449,000 | 93,692,000 | 94,038,000 |
| Allowance for loan losses | 1,471,000 | 1,436,000 | 1,437,000 | 1,695,000 |
| Securities available for sale | 26,288,000 | 21,592,000 | 21,694,000 | 21,263,000 |
| Securities held to maturity | 55,419,000 | 61,261,000 | 62,325,000 | 65,196,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,105,000 | 154,884,000 | 154,459,000 | 165,657,000 |
| Interest-bearing deposits | 125,791,000 | 121,957,000 | 123,551,000 | 135,346,000 |
| Noninterest-bearing deposits | 32,314,000 | 32,927,000 | 30,908,000 | 30,311,000 |
| Equity capital | 28,684,000 | 28,597,000 | 28,848,000 | 28,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,809,000 | 5,415,000 | 8,080,000 | 10,661,000 |
| Interest expense | 755,000 | 1,471,000 | 2,165,000 | 2,962,000 |
| Net interest income | 2,054,000 | 3,944,000 | 5,915,000 | 7,699,000 |
| Noninterest income | 191,000 | 400,000 | 230,000 | 386,000 |
| Noninterest expense | 1,402,000 | 2,820,000 | 4,269,000 | 5,837,000 |
| Provision for loan losses | 0 | 0 | 0 | 300,000 |
| Pretax income | 843,000 | 1,644,000 | 1,996,000 | 2,068,000 |
| Income tax | 250,000 | 500,000 | 650,000 | 609,000 |
| Net income | 593,000 | 1,144,000 | 1,346,000 | 1,459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,367,000 | 28,491,000 | 28,674,000 | 28,340,000 |
| Total capital | 29,542,000 | 29,687,000 | 29,858,000 | 29,550,000 |
| Risk-weighted assets | 93,675,000 | 95,466,000 | 94,470,000 | 96,277,000 |