Call reports 2008
PEOPLES BANK OF BULLITT COUNTY, THE — 2008
What PEOPLES BANK OF BULLITT COUNTY, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 196,327,000 | 190,286,000 | 194,816,000 | 187,793,000 |
| Total loans | 92,872,000 | 93,411,000 | 94,994,000 | 94,537,000 |
| Allowance for loan losses | 1,502,000 | 1,502,000 | 1,494,000 | 1,571,000 |
| Securities available for sale | 89,010,000 | 86,549,000 | 86,028,000 | 36,295,000 |
| Securities held to maturity | 0 | 0 | 0 | 47,392,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,429,000 | 150,037,000 | 149,742,000 | 157,705,000 |
| Interest-bearing deposits | 123,494,000 | 117,233,000 | 117,337,000 | 127,102,000 |
| Noninterest-bearing deposits | 31,935,000 | 32,804,000 | 32,405,000 | 30,602,000 |
| Equity capital | 27,451,000 | 26,122,000 | 26,441,000 | 28,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,085,000 | 6,136,000 | 9,190,000 | 12,207,000 |
| Interest expense | 1,081,000 | 2,056,000 | 2,948,000 | 3,899,000 |
| Net interest income | 2,004,000 | 4,080,000 | 6,242,000 | 8,308,000 |
| Noninterest income | 234,000 | 452,000 | 758,000 | 918,000 |
| Noninterest expense | 1,311,000 | 2,593,000 | 4,038,000 | 5,584,000 |
| Provision for loan losses | 0 | 0 | 0 | 300,000 |
| Pretax income | 962,000 | 1,974,000 | 2,997,000 | 3,377,000 |
| Income tax | 325,000 | 675,000 | 1,007,000 | 1,013,000 |
| Net income | 637,000 | 1,299,000 | 1,990,000 | 2,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,841,000 | 27,136,000 | 27,799,000 | 27,774,000 |
| Total capital | 28,020,000 | 28,322,000 | 29,003,000 | 28,950,000 |
| Risk-weighted assets | 93,967,000 | 94,574,000 | 96,043,000 | 94,043,000 |