Call reports 2006
PEOPLES BANK OF BULLITT COUNTY, THE — 2006
What PEOPLES BANK OF BULLITT COUNTY, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 173,932,000 | 167,287,000 | 165,078,000 | 178,473,000 |
| Total loans | 86,288,000 | 88,460,000 | 91,323,000 | 93,922,000 |
| Allowance for loan losses | 1,496,000 | 1,494,000 | 1,455,000 | 1,536,000 |
| Securities available for sale | 65,036,000 | 63,924,000 | 60,651,000 | 60,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,276,000 | 139,993,000 | 135,784,000 | 152,668,000 |
| Interest-bearing deposits | 112,272,000 | 105,863,000 | 102,951,000 | 119,638,000 |
| Noninterest-bearing deposits | 34,005,000 | 34,130,000 | 32,833,000 | 33,030,000 |
| Equity capital | 26,370,000 | 25,971,000 | 27,633,000 | 24,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,594,000 | 5,348,000 | 8,126,000 | 11,042,000 |
| Interest expense | 677,000 | 1,397,000 | 2,149,000 | 2,959,000 |
| Net interest income | 1,917,000 | 3,951,000 | 5,977,000 | 8,083,000 |
| Noninterest income | 239,000 | 503,000 | 763,000 | 1,028,000 |
| Noninterest expense | 1,278,000 | 2,495,000 | 3,745,000 | 5,310,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 744,000 | 1,789,000 | 2,662,000 | 3,368,000 |
| Income tax | 250,000 | 600,000 | 900,000 | 1,166,000 |
| Net income | 494,000 | 1,189,000 | 1,762,000 | 2,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,061,000 | 27,396,000 | 27,918,000 | 25,078,000 |
| Total capital | 28,134,000 | 28,495,000 | 29,004,000 | 26,243,000 |
| Risk-weighted assets | 85,412,000 | 87,532,000 | 87,235,000 | 92,831,000 |