Call reports 2001
FIRST NATIONAL BANK OF LUVERNE — 2001
What FIRST NATIONAL BANK OF LUVERNE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 29,938,000 | 29,160,000 | 30,940,000 | 30,951,000 |
| Total loans | 18,056,000 | 19,497,000 | 18,710,000 | 18,956,000 |
| Allowance for loan losses | 223,000 | 229,000 | 227,000 | 223,000 |
| Securities available for sale | 3,043,000 | 5,853,000 | 2,871,000 | 6,857,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,415,000 | 25,267,000 | 27,036,000 | 27,003,000 |
| Interest-bearing deposits | 23,488,000 | 23,348,000 | 24,891,000 | 24,529,000 |
| Noninterest-bearing deposits | 1,927,000 | 1,919,000 | 2,145,000 | 2,474,000 |
| Equity capital | 4,051,000 | 3,575,000 | 3,605,000 | 3,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 531,000 | 1,055,000 | 1,568,000 | 2,041,000 |
| Interest expense | 310,000 | 605,000 | 888,000 | 1,138,000 |
| Net interest income | 221,000 | 450,000 | 680,000 | 903,000 |
| Noninterest income | 35,000 | 75,000 | 112,000 | 160,000 |
| Noninterest expense | 214,000 | 450,000 | 686,000 | 991,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 42,000 | 75,000 | 106,000 | 72,000 |
| Income tax | 13,000 | 27,000 | 41,000 | -4,000 |
| Net income | 29,000 | 48,000 | 65,000 | 76,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,028,000 | 3,545,000 | 3,563,000 | 3,575,000 |
| Total capital | 4,251,000 | 3,774,000 | 3,790,000 | 3,798,000 |
| Risk-weighted assets | 19,600,000 | 20,108,000 | 20,137,000 | 20,447,000 |