Call reports 2025
PRIMARY BANK — 2025
What PRIMARY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 699,078,000 | 724,753,000 | 734,244,000 | 722,848,000 |
| Total loans | 604,662,000 | 619,104,000 | 641,502,000 | 638,076,000 |
| Allowance for loan losses | 5,883,000 | 6,024,000 | 6,159,000 | 6,356,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,566,000 | 9,365,000 | 9,203,000 | 9,098,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 590,147,000 | 612,986,000 | 619,045,000 | 605,295,000 |
| Interest-bearing deposits | 420,398,000 | 422,607,000 | 432,326,000 | 434,304,000 |
| Noninterest-bearing deposits | 169,749,000 | 190,379,000 | 186,719,000 | 170,991,000 |
| Equity capital | 102,573,000 | 105,815,000 | 109,661,000 | 113,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,709,000 | 20,012,000 | 30,644,000 | 40,864,000 |
| Interest expense | 3,159,000 | 6,374,000 | 9,729,000 | 12,883,000 |
| Net interest income | 6,550,000 | 13,638,000 | 20,915,000 | 27,981,000 |
| Noninterest income | 140,000 | 324,000 | 473,000 | 627,000 |
| Noninterest expense | 3,197,000 | 6,231,000 | 9,092,000 | 12,328,000 |
| Provision for loan losses | 20,000 | 160,000 | 309,000 | 1,227,000 |
| Pretax income | 3,404,000 | 7,462,000 | 11,949,000 | 15,696,000 |
| Income tax | 989,000 | 1,928,000 | 3,092,000 | 4,061,000 |
| Net income | 2,415,000 | 5,534,000 | 8,857,000 | 11,635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,573,000 | 105,815,000 | 109,661,000 | 113,049,000 |
| Total capital | 109,603,000 | 113,026,000 | 116,936,000 | 120,540,000 |
| Risk-weighted assets | 649,331,000 | 673,552,000 | 702,527,000 | 703,748,000 |