Call reports 2022
PRIMARY BANK — 2022
What PRIMARY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 702,304,000 | 670,113,000 | 686,995,000 | 654,191,000 |
| Total loans | 518,584,000 | 534,095,000 | 552,647,000 | 575,471,000 |
| Allowance for loan losses | 5,967,000 | 6,239,000 | 6,511,000 | 7,111,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,465,000 | 10,162,000 | 9,967,000 | 9,810,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 631,646,000 | 597,579,000 | 610,836,000 | 564,578,000 |
| Interest-bearing deposits | 420,624,000 | 385,960,000 | 395,834,000 | 381,970,000 |
| Noninterest-bearing deposits | 211,022,000 | 211,619,000 | 215,002,000 | 182,608,000 |
| Equity capital | 66,816,000 | 69,673,000 | 72,795,000 | 76,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,981,000 | 12,467,000 | 19,943,000 | 28,540,000 |
| Interest expense | 533,000 | 1,030,000 | 1,672,000 | 2,501,000 |
| Net interest income | 5,448,000 | 11,437,000 | 18,271,000 | 26,039,000 |
| Noninterest income | 171,000 | 321,000 | 492,000 | 619,000 |
| Noninterest expense | 2,674,000 | 5,319,000 | 8,023,000 | 10,612,000 |
| Provision for loan losses | 257,000 | 529,000 | 801,000 | 1,402,000 |
| Pretax income | 2,688,000 | 5,910,000 | 9,939,000 | 14,644,000 |
| Income tax | 750,000 | 1,617,000 | 2,706,000 | 3,977,000 |
| Net income | 1,938,000 | 4,293,000 | 7,233,000 | 10,667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,816,000 | 69,673,000 | 72,795,000 | 76,313,000 |
| Total capital | 72,783,000 | 75,912,000 | 79,306,000 | 83,424,000 |
| Risk-weighted assets | 534,850,000 | 556,925,000 | 576,794,000 | 598,826,000 |