Call reports 2021
PRIMARY BANK — 2021
What PRIMARY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 619,926,000 | 635,172,000 | 686,891,000 | 670,778,000 |
| Total loans | 496,488,000 | 500,135,000 | 479,262,000 | 502,056,000 |
| Allowance for loan losses | 4,377,000 | 4,907,000 | 5,259,000 | 5,710,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,060,000 | 945,000 | 846,000 | 10,737,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 561,543,000 | 576,883,000 | 623,729,000 | 603,812,000 |
| Interest-bearing deposits | 377,723,000 | 387,845,000 | 413,655,000 | 400,741,000 |
| Noninterest-bearing deposits | 183,820,000 | 189,038,000 | 210,074,000 | 203,071,000 |
| Equity capital | 55,333,000 | 57,154,000 | 60,405,000 | 63,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,036,000 | 11,981,000 | 19,075,000 | 25,431,000 |
| Interest expense | 859,000 | 1,619,000 | 2,304,000 | 2,886,000 |
| Net interest income | 5,177,000 | 10,362,000 | 16,771,000 | 22,545,000 |
| Noninterest income | 86,000 | 303,000 | 418,000 | 541,000 |
| Noninterest expense | 2,448,000 | 4,663,000 | 6,831,000 | 9,669,000 |
| Provision for loan losses | 359,000 | 1,095,000 | 1,425,000 | 1,912,000 |
| Pretax income | 2,456,000 | 4,907,000 | 8,933,000 | 11,505,000 |
| Income tax | 675,000 | 1,339,000 | 2,420,000 | 3,116,000 |
| Net income | 1,781,000 | 3,568,000 | 6,513,000 | 8,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,333,000 | 57,154,000 | 60,405,000 | 63,845,000 |
| Total capital | 59,710,000 | 62,061,000 | 65,664,000 | 69,555,000 |
| Risk-weighted assets | 392,490,000 | 443,294,000 | 472,226,000 | 511,017,000 |