Call reports 2019
PRIMARY BANK — 2019
What PRIMARY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 235,554,000 | 255,620,000 | 263,746,000 | 299,186,000 |
| Total loans | 187,431,000 | 204,029,000 | 214,495,000 | 236,507,000 |
| Allowance for loan losses | 2,259,000 | 2,450,000 | 2,581,000 | 2,868,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,191,000 | 2,039,000 | 1,886,000 | 1,753,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,313,000 | 226,787,000 | 234,081,000 | 267,525,000 |
| Interest-bearing deposits | 172,879,000 | 176,046,000 | 182,602,000 | 195,242,000 |
| Noninterest-bearing deposits | 34,434,000 | 50,741,000 | 51,479,000 | 72,283,000 |
| Equity capital | 27,588,000 | 28,093,000 | 28,778,000 | 29,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,659,000 | 5,489,000 | 8,480,000 | 11,633,000 |
| Interest expense | 682,000 | 1,458,000 | 2,295,000 | 3,140,000 |
| Net interest income | 1,977,000 | 4,031,000 | 6,185,000 | 8,493,000 |
| Noninterest income | 31,000 | 74,000 | 135,000 | 185,000 |
| Noninterest expense | 1,360,000 | 2,769,000 | 4,231,000 | 5,739,000 |
| Provision for loan losses | 139,000 | 330,000 | 461,000 | 748,000 |
| Pretax income | 509,000 | 1,006,000 | 1,628,000 | 2,191,000 |
| Income tax | -135,000 | -131,000 | -131,000 | -153,000 |
| Net income | 644,000 | 1,137,000 | 1,759,000 | 2,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,589,000 | 28,093,000 | 28,778,000 | 29,404,000 |
| Total capital | 29,848,000 | 30,543,000 | 31,359,000 | 32,272,000 |
| Risk-weighted assets | 199,094,000 | 216,652,000 | 227,000,000 | 253,535,000 |