Call reports 2022
VININGS BANK — 2022
What VININGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Total assets | 646,326,000 | 595,119,000 | 523,404,000 |
| Total loans | 235,422,000 | 252,026,000 | 279,415,000 |
| Allowance for loan losses | 2,472,000 | 2,605,000 | 2,682,000 |
| Securities available for sale | 189,190,000 | 136,658,000 | 44,043,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 611,074,000 | 577,326,000 | 500,790,000 |
| Interest-bearing deposits | 530,308,000 | 484,995,000 | 406,470,000 |
| Noninterest-bearing deposits | 80,766,000 | 92,331,000 | 94,320,000 |
| Equity capital | 32,105,000 | 15,167,000 | 18,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Interest income | 4,532,000 | 8,984,000 | 14,311,000 |
| Interest expense | 307,000 | 607,000 | 994,000 |
| Net interest income | 4,225,000 | 8,377,000 | 13,317,000 |
| Noninterest income | 1,269,000 | 1,608,000 | 2,008,000 |
| Noninterest expense | 3,247,000 | 5,934,000 | 8,577,000 |
| Provision for loan losses | 0 | 73,000 | 146,000 |
| Pretax income | 785,000 | -330,000 | -19,085,000 |
| Income tax | -54,000 | -587,000 | -5,469,000 |
| Net income | 839,000 | 257,000 | -13,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Tier 1 capital | 45,989,000 | 44,823,000 | 30,368,000 |
| Total capital | 48,461,000 | 47,428,000 | 33,050,000 |
| Risk-weighted assets | 382,071,000 | 389,890,000 | 370,800,000 |