Call reports 2021
VININGS BANK — 2021
What VININGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 790,477,000 | 677,522,000 | 653,210,000 | 685,614,000 |
| Total loans | 381,956,000 | 301,668,000 | 261,697,000 | 243,971,000 |
| Allowance for loan losses | 2,389,000 | 2,277,000 | 2,486,000 | 2,472,000 |
| Securities available for sale | 281,059,000 | 312,843,000 | 338,413,000 | 236,910,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 526,274,000 | 544,700,000 | 568,072,000 | 631,210,000 |
| Interest-bearing deposits | 431,712,000 | 460,501,000 | 475,872,000 | 539,050,000 |
| Noninterest-bearing deposits | 94,562,000 | 84,199,000 | 92,200,000 | 92,160,000 |
| Equity capital | 41,647,000 | 47,272,000 | 48,913,000 | 48,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,919,000 | 12,004,000 | 18,059,000 | 23,026,000 |
| Interest expense | 646,000 | 1,079,000 | 1,436,000 | 1,759,000 |
| Net interest income | 5,273,000 | 10,925,000 | 16,623,000 | 21,267,000 |
| Noninterest income | 516,000 | 1,606,000 | 2,646,000 | 3,976,000 |
| Noninterest expense | 2,968,000 | 6,013,000 | 9,805,000 | 13,990,000 |
| Provision for loan losses | 82,000 | 85,000 | 293,000 | 1,212,000 |
| Pretax income | 2,881,000 | 10,303,000 | 14,133,000 | 15,217,000 |
| Income tax | 431,000 | 2,011,000 | 2,684,000 | 2,653,000 |
| Net income | 2,450,000 | 8,292,000 | 11,449,000 | 12,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,286,000 | 44,559,000 | 47,145,000 | 47,677,000 |
| Total capital | 41,675,000 | 46,836,000 | 49,631,000 | 50,149,000 |
| Risk-weighted assets | 368,968,000 | 349,350,000 | 385,605,000 | 384,110,000 |