Call reports 2020
VININGS BANK — 2020
What VININGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 432,650,000 | 671,646,000 | 699,276,000 | 690,908,000 |
| Total loans | 163,696,000 | 342,870,000 | 359,995,000 | 359,293,000 |
| Allowance for loan losses | 1,243,000 | 1,524,000 | 1,921,000 | 2,306,000 |
| Securities available for sale | 220,187,000 | 255,423,000 | 269,530,000 | 275,263,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 352,204,000 | 428,080,000 | 449,075,000 | 451,326,000 |
| Interest-bearing deposits | 296,079,000 | 341,792,000 | 369,403,000 | 376,256,000 |
| Noninterest-bearing deposits | 56,125,000 | 86,288,000 | 79,672,000 | 75,070,000 |
| Equity capital | 37,706,000 | 40,379,000 | 42,857,000 | 46,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,460,000 | 7,744,000 | 12,471,000 | 17,998,000 |
| Interest expense | 865,000 | 1,357,000 | 1,760,000 | 2,148,000 |
| Net interest income | 2,595,000 | 6,387,000 | 10,711,000 | 15,850,000 |
| Noninterest income | 309,000 | 847,000 | 1,922,000 | 3,814,000 |
| Noninterest expense | 2,433,000 | 4,937,000 | 7,801,000 | 11,871,000 |
| Provision for loan losses | 75,000 | 355,000 | 752,000 | 1,239,000 |
| Pretax income | 633,000 | 2,314,000 | 5,814,000 | 10,673,000 |
| Income tax | -52,000 | 116,000 | 736,000 | 1,670,000 |
| Net income | 685,000 | 2,198,000 | 5,078,000 | 9,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,296,000 | 33,391,000 | 35,853,000 | 39,305,000 |
| Total capital | 33,539,000 | 34,915,000 | 37,774,000 | 41,611,000 |
| Risk-weighted assets | 275,596,000 | 291,406,000 | 318,082,000 | 346,101,000 |