Call reports 2019
VININGS BANK — 2019
What VININGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 329,116,000 | 351,558,000 | 375,739,000 | 368,590,000 |
| Total loans | 129,797,000 | 135,280,000 | 133,556,000 | 150,602,000 |
| Allowance for loan losses | 1,328,000 | 1,329,000 | 1,166,000 | 1,167,000 |
| Securities available for sale | 139,428,000 | 156,565,000 | 187,110,000 | 167,311,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,104,000 | 318,394,000 | 325,688,000 | 332,792,000 |
| Interest-bearing deposits | 248,272,000 | 254,237,000 | 266,203,000 | 282,301,000 |
| Noninterest-bearing deposits | 50,832,000 | 64,157,000 | 59,485,000 | 50,491,000 |
| Equity capital | 28,262,000 | 31,143,000 | 32,778,000 | 32,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,167,000 | 6,512,000 | 10,085,000 | 13,535,000 |
| Interest expense | 869,000 | 1,856,000 | 2,927,000 | 3,942,000 |
| Net interest income | 2,298,000 | 4,656,000 | 7,158,000 | 9,593,000 |
| Noninterest income | 148,000 | 406,000 | 1,186,000 | 1,508,000 |
| Noninterest expense | 2,286,000 | 4,430,000 | 6,752,000 | 9,249,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 378,000 | 850,000 | 2,202,000 | 4,295,000 |
| Income tax | -95,000 | -167,000 | -27,000 | 286,000 |
| Net income | 473,000 | 1,017,000 | 2,229,000 | 4,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,908,000 | 28,073,000 | 28,905,000 | 30,528,000 |
| Total capital | 29,236,000 | 29,402,000 | 30,071,000 | 31,695,000 |
| Risk-weighted assets | 217,582,000 | 227,611,000 | 234,125,000 | 251,239,000 |