Call reports 2018
VININGS BANK — 2018
What VININGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 291,684,000 | 296,999,000 | 292,168,000 | 308,163,000 |
| Total loans | 111,235,000 | 116,340,000 | 114,884,000 | 123,819,000 |
| Allowance for loan losses | 1,317,000 | 1,318,000 | 1,320,000 | 1,327,000 |
| Securities available for sale | 138,423,000 | 138,497,000 | 134,506,000 | 136,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,372,000 | 249,307,000 | 245,495,000 | 256,945,000 |
| Interest-bearing deposits | 176,610,000 | 182,247,000 | 186,372,000 | 204,208,000 |
| Noninterest-bearing deposits | 64,762,000 | 67,060,000 | 59,123,000 | 52,737,000 |
| Equity capital | 25,007,000 | 25,238,000 | 23,916,000 | 25,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,635,000 | 5,330,000 | 8,287,000 | 11,270,000 |
| Interest expense | 456,000 | 963,000 | 1,532,000 | 2,203,000 |
| Net interest income | 2,179,000 | 4,367,000 | 6,755,000 | 9,067,000 |
| Noninterest income | 249,000 | 436,000 | 764,000 | 1,151,000 |
| Noninterest expense | 1,915,000 | 3,933,000 | 6,048,000 | 8,197,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 881,000 | 1,238,000 | 1,867,000 | 2,417,000 |
| Income tax | 14,000 | -88,000 | -123,000 | -174,000 |
| Net income | 867,000 | 1,326,000 | 1,990,000 | 2,591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,026,000 | 27,106,000 | 27,390,000 | 27,815,000 |
| Total capital | 28,343,000 | 28,424,000 | 28,710,000 | 29,142,000 |
| Risk-weighted assets | 192,224,000 | 195,798,000 | 196,818,000 | 207,883,000 |