Call reports 2017
VININGS BANK — 2017
What VININGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 289,102,000 | 284,537,000 | 289,857,000 | 300,469,000 |
| Total loans | 109,784,000 | 114,005,000 | 112,534,000 | 115,263,000 |
| Allowance for loan losses | 1,368,000 | 1,213,000 | 1,215,000 | 1,307,000 |
| Securities available for sale | 135,025,000 | 136,651,000 | 140,641,000 | 145,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,231,000 | 234,079,000 | 236,002,000 | 246,705,000 |
| Interest-bearing deposits | 172,889,000 | 170,940,000 | 175,266,000 | 181,858,000 |
| Noninterest-bearing deposits | 56,342,000 | 63,139,000 | 60,736,000 | 64,847,000 |
| Equity capital | 24,591,000 | 26,881,000 | 27,034,000 | 26,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,389,000 | 4,922,000 | 7,464,000 | 10,256,000 |
| Interest expense | 293,000 | 660,000 | 1,046,000 | 1,459,000 |
| Net interest income | 2,096,000 | 4,262,000 | 6,418,000 | 8,797,000 |
| Noninterest income | 91,000 | 196,000 | 308,000 | 404,000 |
| Noninterest expense | 1,576,000 | 3,459,000 | 5,181,000 | 6,697,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 801,000 | 1,381,000 | 1,927,000 | 2,663,000 |
| Income tax | -20,000 | -106,000 | -198,000 | 24,000 |
| Net income | 821,000 | 1,487,000 | 2,125,000 | 2,639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,667,000 | 25,976,000 | 26,236,000 | 26,539,000 |
| Total capital | 27,035,000 | 27,189,000 | 27,451,000 | 27,846,000 |
| Risk-weighted assets | 190,877,000 | 189,484,000 | 183,011,000 | 190,117,000 |