Call reports 2014
VININGS BANK — 2014
What VININGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 235,628,000 | 245,082,000 | 253,048,000 | 269,577,000 |
| Total loans | 101,188,000 | 100,848,000 | 102,305,000 | 101,756,000 |
| Allowance for loan losses | 2,076,000 | 2,092,000 | 2,093,000 | 2,052,000 |
| Securities available for sale | 117,903,000 | 126,013,000 | 124,039,000 | 146,932,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,398,000 | 203,681,000 | 210,401,000 | 215,076,000 |
| Interest-bearing deposits | 166,155,000 | 171,598,000 | 168,998,000 | 172,954,000 |
| Noninterest-bearing deposits | 33,243,000 | 32,083,000 | 41,403,000 | 42,122,000 |
| Equity capital | 28,127,000 | 29,818,000 | 30,814,000 | 31,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,229,000 | 4,550,000 | 6,924,000 | 9,279,000 |
| Interest expense | 265,000 | 531,000 | 799,000 | 1,071,000 |
| Net interest income | 1,964,000 | 4,019,000 | 6,125,000 | 8,208,000 |
| Noninterest income | 215,000 | 446,000 | 689,000 | 1,134,000 |
| Noninterest expense | 1,311,000 | 2,609,000 | 3,964,000 | 5,415,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 868,000 | 1,856,000 | 3,286,000 | 4,403,000 |
| Income tax | 175,000 | 389,000 | 742,000 | 976,000 |
| Net income | 693,000 | 1,467,000 | 2,544,000 | 3,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,630,000 | 27,310,000 | 28,195,000 | 28,583,000 |
| Total capital | 28,544,000 | 29,224,000 | 30,118,000 | 30,559,000 |
| Risk-weighted assets | 152,942,000 | 152,922,000 | 153,701,000 | 157,969,000 |