Call reports 2012
VININGS BANK — 2012
What VININGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 253,731,000 | 243,768,000 | 235,066,000 | 239,971,000 |
| Total loans | 85,895,000 | 87,266,000 | 84,945,000 | 95,182,000 |
| Allowance for loan losses | 2,548,000 | 2,233,000 | 2,232,000 | 2,071,000 |
| Securities available for sale | 130,166,000 | 130,788,000 | 127,834,000 | 125,456,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,888,000 | 209,831,000 | 198,206,000 | 196,689,000 |
| Interest-bearing deposits | 199,975,000 | 183,878,000 | 173,842,000 | 170,314,000 |
| Noninterest-bearing deposits | 19,913,000 | 25,953,000 | 24,364,000 | 26,375,000 |
| Equity capital | 22,800,000 | 24,964,000 | 27,322,000 | 27,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,216,000 | 4,498,000 | 6,744,000 | 9,041,000 |
| Interest expense | 482,000 | 930,000 | 1,327,000 | 1,770,000 |
| Net interest income | 1,734,000 | 3,568,000 | 5,417,000 | 7,271,000 |
| Noninterest income | 82,000 | 444,000 | 671,000 | 429,000 |
| Noninterest expense | 1,079,000 | 2,452,000 | 3,662,000 | 5,037,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 848,000 | 2,027,000 | 3,378,000 | 3,685,000 |
| Income tax | 0 | 0 | 0 | 146,000 |
| Net income | 848,000 | 2,027,000 | 3,378,000 | 3,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,942,000 | 22,121,000 | 23,472,000 | 23,633,000 |
| Total capital | 22,806,000 | 23,950,000 | 25,254,000 | 25,507,000 |
| Risk-weighted assets | 148,424,000 | 145,943,000 | 142,132,000 | 149,696,000 |