Call reports 2011
VININGS BANK — 2011
What VININGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 198,619,000 | 198,663,000 | 211,816,000 | 219,920,000 |
| Total loans | 94,286,000 | 92,605,000 | 90,749,000 | 83,145,000 |
| Allowance for loan losses | 3,219,000 | 3,258,000 | 3,259,000 | 2,540,000 |
| Securities available for sale | 91,661,000 | 92,040,000 | 106,412,000 | 113,733,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,830,000 | 168,900,000 | 179,683,000 | 187,830,000 |
| Interest-bearing deposits | 158,953,000 | 154,229,000 | 164,126,000 | 168,863,000 |
| Noninterest-bearing deposits | 11,877,000 | 14,671,000 | 15,557,000 | 18,967,000 |
| Equity capital | 17,279,000 | 19,244,000 | 21,275,000 | 21,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,299,000 | 4,644,000 | 7,007,000 | 9,327,000 |
| Interest expense | 583,000 | 1,143,000 | 1,656,000 | 2,150,000 |
| Net interest income | 1,716,000 | 3,501,000 | 5,351,000 | 7,177,000 |
| Noninterest income | 146,000 | 229,000 | 271,000 | 371,000 |
| Noninterest expense | 1,032,000 | 2,053,000 | 3,254,000 | 4,721,000 |
| Provision for loan losses | 0 | 140,000 | 140,000 | 140,000 |
| Pretax income | 840,000 | 1,890,000 | 2,864,000 | 3,543,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 840,000 | 1,890,000 | 2,864,000 | 3,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,391,000 | 18,440,000 | 19,415,000 | 20,094,000 |
| Total capital | 19,144,000 | 20,211,000 | 21,195,000 | 21,855,000 |
| Risk-weighted assets | 138,022,000 | 140,171,000 | 140,934,000 | 140,096,000 |