Call reports 2021
BANK PLUS — 2021
What BANK PLUS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 145,993,000 | 146,862,000 | 144,759,000 | 143,051,000 |
| Total loans | 106,800,000 | 100,446,000 | 100,024,000 | 107,608,000 |
| Allowance for loan losses | 1,553,000 | 1,569,000 | 1,585,000 | 1,598,000 |
| Securities available for sale | 15,224,000 | 15,505,000 | 14,892,000 | 14,359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,721,000 | 120,992,000 | 118,661,000 | 117,197,000 |
| Interest-bearing deposits | 88,001,000 | 92,300,000 | 89,480,000 | 89,010,000 |
| Noninterest-bearing deposits | 30,720,000 | 28,692,000 | 29,181,000 | 28,187,000 |
| Equity capital | 15,250,000 | 15,875,000 | 15,423,000 | 15,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,755,000 | 3,456,000 | 4,716,000 | 5,988,000 |
| Interest expense | 170,000 | 323,000 | 473,000 | 614,000 |
| Net interest income | 1,585,000 | 3,133,000 | 4,243,000 | 5,374,000 |
| Noninterest income | 34,000 | 95,000 | 152,000 | 213,000 |
| Noninterest expense | 939,000 | 1,889,000 | 2,830,000 | 3,842,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 665,000 | 1,309,000 | 1,520,000 | 1,780,000 |
| Income tax | 26,000 | 52,000 | 60,000 | 71,000 |
| Net income | 639,000 | 1,257,000 | 1,460,000 | 1,709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,445,000 | 13,049,000 | 12,604,000 | 12,827,000 |