Call reports 2019
BANK PLUS — 2019
What BANK PLUS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 129,816,000 | 129,979,000 | 129,283,000 | 126,076,000 |
| Total loans | 106,822,000 | 107,948,000 | 105,322,000 | 103,820,000 |
| Allowance for loan losses | 1,174,000 | 1,260,000 | 1,335,000 | 1,385,000 |
| Securities available for sale | 15,865,000 | 13,820,000 | 14,883,000 | 14,437,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,050,000 | 100,818,000 | 100,622,000 | 95,366,000 |
| Interest-bearing deposits | 75,519,000 | 80,405,000 | 79,365,000 | 73,308,000 |
| Noninterest-bearing deposits | 20,531,000 | 20,413,000 | 21,257,000 | 22,058,000 |
| Equity capital | 13,795,000 | 14,333,000 | 14,146,000 | 14,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,454,000 | 2,987,000 | 4,515,000 | 5,999,000 |
| Interest expense | 295,000 | 623,000 | 939,000 | 1,221,000 |
| Net interest income | 1,159,000 | 2,364,000 | 3,576,000 | 4,778,000 |
| Noninterest income | 81,000 | 140,000 | 197,000 | 262,000 |
| Noninterest expense | 891,000 | 1,694,000 | 2,542,000 | 3,334,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 274,000 | 660,000 | 1,006,000 | 1,406,000 |
| Income tax | 8,000 | 20,000 | 31,000 | 38,000 |
| Net income | 266,000 | 640,000 | 975,000 | 1,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,306,000 | 11,682,000 | 11,496,000 | 11,855,000 |
| Total capital | 12,480,000 | 12,942,000 | 12,831,000 | 13,183,000 |
| Risk-weighted assets | 108,009,000 | 109,479,000 | 108,509,000 | 106,220,000 |