Call reports 2016
BANK PLUS — 2016
What BANK PLUS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 124,626,000 | 128,125,000 | 124,490,000 | 127,046,000 |
| Total loans | 103,514,000 | 102,308,000 | 101,618,000 | 101,497,000 |
| Allowance for loan losses | 1,125,000 | 1,155,000 | 1,031,000 | 1,032,000 |
| Securities available for sale | 13,710,000 | 18,725,000 | 14,671,000 | 16,808,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,140,000 | 95,494,000 | 94,475,000 | 97,644,000 |
| Interest-bearing deposits | 73,564,000 | 75,614,000 | 74,815,000 | 76,130,000 |
| Noninterest-bearing deposits | 20,576,000 | 19,880,000 | 19,660,000 | 21,514,000 |
| Equity capital | 13,008,000 | 13,431,000 | 13,547,000 | 13,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,313,000 | 2,599,000 | 3,892,000 | 5,156,000 |
| Interest expense | 114,000 | 228,000 | 356,000 | 471,000 |
| Net interest income | 1,199,000 | 2,371,000 | 3,536,000 | 4,685,000 |
| Noninterest income | 42,000 | 108,000 | 168,000 | 232,000 |
| Noninterest expense | 914,000 | 1,808,000 | 2,681,000 | 3,538,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 306,000 | 611,000 | 933,000 | 1,259,000 |
| Income tax | 15,000 | 27,000 | 36,000 | 45,000 |
| Net income | 291,000 | 584,000 | 897,000 | 1,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,390,000 | 10,644,000 | 10,769,000 | 10,817,000 |
| Total capital | 11,515,000 | 11,799,000 | 11,800,000 | 11,849,000 |
| Risk-weighted assets | 102,686,000 | 102,734,000 | 102,018,000 | 101,317,000 |