Call reports 2015
BANK PLUS — 2015
What BANK PLUS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 129,473,000 | 134,178,000 | 128,335,000 | 129,253,000 |
| Total loans | 104,104,000 | 108,280,000 | 102,597,000 | 105,328,000 |
| Allowance for loan losses | 1,026,000 | 1,224,000 | 1,245,000 | 1,145,000 |
| Securities available for sale | 17,280,000 | 16,685,000 | 16,586,000 | 16,379,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,334,000 | 97,582,000 | 95,586,000 | 98,494,000 |
| Interest-bearing deposits | 79,390,000 | 77,407,000 | 77,123,000 | 76,443,000 |
| Noninterest-bearing deposits | 21,944,000 | 20,175,000 | 18,463,000 | 22,051,000 |
| Equity capital | 12,713,000 | 12,658,000 | 12,896,000 | 12,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,375,000 | 2,765,000 | 4,142,000 | 5,449,000 |
| Interest expense | 113,000 | 222,000 | 335,000 | 445,000 |
| Net interest income | 1,262,000 | 2,543,000 | 3,807,000 | 5,004,000 |
| Noninterest income | 59,000 | 124,000 | 222,000 | 317,000 |
| Noninterest expense | 880,000 | 1,760,000 | 2,671,000 | 3,530,000 |
| Provision for loan losses | 105,000 | 320,000 | 395,000 | 395,000 |
| Pretax income | 341,000 | 592,000 | 968,000 | 1,401,000 |
| Income tax | 20,000 | 39,000 | 52,000 | 66,000 |
| Net income | 321,000 | 553,000 | 916,000 | 1,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,185,000 | 10,395,000 | 10,463,000 | 10,610,000 |
| Total capital | 11,211,000 | 11,619,000 | 11,708,000 | 11,755,000 |
| Risk-weighted assets | 112,356,000 | 115,835,000 | 111,400,000 | 105,501,000 |