Call reports 2025
CROWELL STATE BANK — 2025
What CROWELL STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 54,010,000 | 55,389,000 | 53,090,000 | 54,503,000 |
| Total loans | 26,571,000 | 26,108,000 | 26,564,000 | 28,190,000 |
| Allowance for loan losses | 185,000 | 240,000 | 257,000 | 271,000 |
| Securities available for sale | 14,804,000 | 14,607,000 | 12,633,000 | 12,870,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,180,000 | 49,292,000 | 46,625,000 | 48,378,000 |
| Interest-bearing deposits | 24,400,000 | 26,069,000 | 24,479,000 | 26,519,000 |
| Noninterest-bearing deposits | 23,780,000 | 23,223,000 | 22,145,000 | 21,859,000 |
| Equity capital | 5,436,000 | 5,703,000 | 6,038,000 | 5,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 740,000 | 1,547,000 | 2,355,000 | 3,177,000 |
| Interest expense | 144,000 | 284,000 | 421,000 | 562,000 |
| Net interest income | 596,000 | 1,263,000 | 1,934,000 | 2,615,000 |
| Noninterest income | 80,000 | 172,000 | 259,000 | 341,000 |
| Noninterest expense | 382,000 | 822,000 | 1,219,000 | 1,767,000 |
| Provision for loan losses | 10,000 | 15,000 | 35,000 | 75,000 |
| Pretax income | 284,000 | 598,000 | 939,000 | 1,114,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 284,000 | 598,000 | 939,000 | 1,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,561,000 | 5,780,000 | 6,017,000 | 5,663,000 |