Call reports 2020
CROWELL STATE BANK — 2020
What CROWELL STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 39,471,000 | 41,593,000 | 41,122,000 | 45,747,000 |
| Total loans | 23,432,000 | 22,956,000 | 22,536,000 | 22,748,000 |
| Allowance for loan losses | 211,000 | 189,000 | 205,000 | 201,000 |
| Securities available for sale | 7,753,000 | 7,222,000 | 6,782,000 | 7,661,000 |
| Securities held to maturity | 4,000 | 4,000 | 3,000 | 2,589,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,793,000 | 36,833,000 | 36,245,000 | 41,064,000 |
| Interest-bearing deposits | 20,468,000 | 19,641,000 | 19,097,000 | 20,068,000 |
| Noninterest-bearing deposits | 14,325,000 | 17,192,000 | 17,148,000 | 20,996,000 |
| Equity capital | 4,380,000 | 4,468,000 | 4,584,000 | 4,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 454,000 | 900,000 | 1,310,000 | 1,725,000 |
| Interest expense | 44,000 | 88,000 | 126,000 | 157,000 |
| Net interest income | 410,000 | 812,000 | 1,184,000 | 1,568,000 |
| Noninterest income | 76,000 | 131,000 | 191,000 | 299,000 |
| Noninterest expense | 307,000 | 598,000 | 855,000 | 1,287,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 30,000 |
| Pretax income | 179,000 | 345,000 | 505,000 | 550,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 179,000 | 345,000 | 505,000 | 550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,355,000 | 4,461,000 | 4,565,000 | 4,381,000 |