Call reports 2019
CROWELL STATE BANK — 2019
What CROWELL STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 40,501,000 | 39,483,000 | 37,284,000 | 41,287,000 |
| Total loans | 23,590,000 | 21,767,000 | 22,567,000 | 22,769,000 |
| Allowance for loan losses | 233,000 | 236,000 | 245,000 | 210,000 |
| Securities available for sale | 7,841,000 | 5,835,000 | 6,053,000 | 8,232,000 |
| Securities held to maturity | 7,000 | 5,000 | 5,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,111,000 | 34,895,000 | 32,533,000 | 36,804,000 |
| Interest-bearing deposits | 21,749,000 | 19,352,000 | 18,295,000 | 20,897,000 |
| Noninterest-bearing deposits | 14,362,000 | 15,544,000 | 14,237,000 | 15,907,000 |
| Equity capital | 4,081,000 | 4,275,000 | 4,433,000 | 4,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 456,000 | 946,000 | 1,410,000 | 1,881,000 |
| Interest expense | 38,000 | 77,000 | 115,000 | 157,000 |
| Net interest income | 418,000 | 869,000 | 1,295,000 | 1,724,000 |
| Noninterest income | 92,000 | 191,000 | 284,000 | 372,000 |
| Noninterest expense | 281,000 | 578,000 | 846,000 | 1,256,000 |
| Provision for loan losses | 15,000 | 20,000 | 30,000 | 36,000 |
| Pretax income | 214,000 | 462,000 | 703,000 | 804,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 214,000 | 462,000 | 703,000 | 804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,088,000 | 4,265,000 | 4,425,000 | 4,176,000 |
| Total capital | 4,321,000 | 4,500,000 | 4,670,000 | 4,386,000 |
| Risk-weighted assets | 24,798,000 | 24,836,000 | 24,348,000 | 24,793,000 |