Call reports 2016
CROWELL STATE BANK — 2016
What CROWELL STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 36,666,000 | 36,397,000 | 35,023,000 | 38,049,000 |
| Total loans | 20,000,000 | 19,954,000 | 21,277,000 | 22,239,000 |
| Allowance for loan losses | 242,000 | 244,000 | 236,000 | 247,000 |
| Securities available for sale | 8,415,000 | 7,717,000 | 7,632,000 | 7,038,000 |
| Securities held to maturity | 14,000 | 13,000 | 12,000 | 11,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,833,000 | 32,418,000 | 30,953,000 | 34,274,000 |
| Interest-bearing deposits | 19,954,000 | 19,394,000 | 18,836,000 | 20,625,000 |
| Noninterest-bearing deposits | 12,878,000 | 13,024,000 | 12,116,000 | 13,650,000 |
| Equity capital | 3,444,000 | 3,587,000 | 3,715,000 | 3,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 363,000 | 742,000 | 1,130,000 | 1,529,000 |
| Interest expense | 24,000 | 49,000 | 75,000 | 100,000 |
| Net interest income | 339,000 | 693,000 | 1,055,000 | 1,429,000 |
| Noninterest income | 93,000 | 185,000 | 267,000 | 366,000 |
| Noninterest expense | 264,000 | 522,000 | 765,000 | 1,143,000 |
| Provision for loan losses | 3,000 | 6,000 | 6,000 | 16,000 |
| Pretax income | 165,000 | 350,000 | 551,000 | 636,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 165,000 | 350,000 | 551,000 | 636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,431,000 | 3,556,000 | 3,691,000 | 3,432,000 |
| Total capital | 3,673,000 | 3,800,000 | 3,927,000 | 3,679,000 |
| Risk-weighted assets | 22,459,000 | 22,632,000 | 23,245,000 | 24,393,000 |