Call reports 2015
CROWELL STATE BANK — 2015
What CROWELL STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 35,725,000 | 36,290,000 | 34,994,000 | 38,027,000 |
| Total loans | 19,306,000 | 19,412,000 | 19,167,000 | 19,422,000 |
| Allowance for loan losses | 211,000 | 222,000 | 238,000 | 238,000 |
| Securities available for sale | 6,598,000 | 6,523,000 | 5,551,000 | 8,951,000 |
| Securities held to maturity | 17,000 | 16,000 | 15,000 | 14,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,021,000 | 32,454,000 | 31,026,000 | 34,381,000 |
| Interest-bearing deposits | 18,453,000 | 18,402,000 | 17,870,000 | 18,979,000 |
| Noninterest-bearing deposits | 13,568,000 | 14,052,000 | 13,156,000 | 15,402,000 |
| Equity capital | 3,284,000 | 3,417,000 | 3,559,000 | 3,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 344,000 | 711,000 | 1,073,000 | 1,442,000 |
| Interest expense | 23,000 | 48,000 | 72,000 | 96,000 |
| Net interest income | 321,000 | 663,000 | 1,001,000 | 1,346,000 |
| Noninterest income | 86,000 | 187,000 | 281,000 | 374,000 |
| Noninterest expense | 249,000 | 505,000 | 741,000 | 1,104,000 |
| Provision for loan losses | 25,000 | 35,000 | 35,000 | 35,000 |
| Pretax income | 133,000 | 310,000 | 506,000 | 581,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 133,000 | 310,000 | 506,000 | 581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,273,000 | 3,404,000 | 3,534,000 | 3,266,000 |
| Total capital | 3,484,000 | 3,626,000 | 3,772,000 | 3,504,000 |
| Risk-weighted assets | 21,877,000 | 22,135,000 | 21,915,000 | 22,377,000 |