Call reports 2014
CROWELL STATE BANK — 2014
What CROWELL STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 33,042,000 | 34,151,000 | 33,797,000 | 34,093,000 |
| Total loans | 16,860,000 | 16,661,000 | 17,644,000 | 17,566,000 |
| Allowance for loan losses | 222,000 | 206,000 | 205,000 | 205,000 |
| Securities available for sale | 5,659,000 | 5,572,000 | 5,974,000 | 5,921,000 |
| Securities held to maturity | 21,000 | 20,000 | 19,000 | 18,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,357,000 | 30,377,000 | 29,942,000 | 30,484,000 |
| Interest-bearing deposits | 17,704,000 | 17,090,000 | 16,141,000 | 16,817,000 |
| Noninterest-bearing deposits | 11,653,000 | 13,287,000 | 13,801,000 | 13,668,000 |
| Equity capital | 3,225,000 | 3,315,000 | 3,404,000 | 3,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 311,000 | 642,000 | 984,000 | 1,325,000 |
| Interest expense | 24,000 | 47,000 | 71,000 | 94,000 |
| Net interest income | 287,000 | 595,000 | 913,000 | 1,231,000 |
| Noninterest income | 90,000 | 180,000 | 271,000 | 359,000 |
| Noninterest expense | 256,000 | 509,000 | 751,000 | 1,109,000 |
| Provision for loan losses | 11,000 | 19,000 | 29,000 | 29,000 |
| Pretax income | 110,000 | 247,000 | 404,000 | 452,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 110,000 | 247,000 | 404,000 | 452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,199,000 | 3,297,000 | 3,405,000 | 3,142,000 |
| Total capital | 3,421,000 | 3,503,000 | 3,609,000 | 3,347,000 |
| Risk-weighted assets | 19,786,000 | 19,703,000 | 20,487,000 | 20,449,000 |