Call reports 2013
CROWELL STATE BANK — 2013
What CROWELL STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 33,278,000 | 34,395,000 | 32,980,000 | 33,948,000 |
| Total loans | 16,809,000 | 15,654,000 | 16,776,000 | 16,819,000 |
| Allowance for loan losses | 214,000 | 211,000 | 212,000 | 217,000 |
| Securities available for sale | 5,457,000 | 5,209,000 | 4,698,000 | 5,710,000 |
| Securities held to maturity | 27,000 | 25,000 | 24,000 | 22,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,614,000 | 30,702,000 | 29,237,000 | 30,391,000 |
| Interest-bearing deposits | 18,034,000 | 17,120,000 | 16,798,000 | 18,077,000 |
| Noninterest-bearing deposits | 11,579,000 | 13,582,000 | 12,439,000 | 12,314,000 |
| Equity capital | 3,191,000 | 3,228,000 | 3,277,000 | 3,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 305,000 | 617,000 | 926,000 | 1,247,000 |
| Interest expense | 29,000 | 56,000 | 81,000 | 106,000 |
| Net interest income | 276,000 | 561,000 | 845,000 | 1,141,000 |
| Noninterest income | 86,000 | 192,000 | 281,000 | 360,000 |
| Noninterest expense | 283,000 | 534,000 | 806,000 | 1,154,000 |
| Provision for loan losses | 3,000 | 28,000 | 28,000 | 28,000 |
| Pretax income | 76,000 | 191,000 | 292,000 | 319,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 76,000 | 191,000 | 292,000 | 319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,133,000 | 3,225,000 | 3,279,000 | 3,092,000 |
| Total capital | 3,347,000 | 3,436,000 | 3,490,000 | 3,309,000 |
| Risk-weighted assets | 20,454,000 | 19,498,000 | 20,375,000 | 20,384,000 |