Call reports 2012
CROWELL STATE BANK — 2012
What CROWELL STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 32,597,000 | 33,618,000 | 33,419,000 | 34,128,000 |
| Total loans | 15,096,000 | 16,541,000 | 16,257,000 | 16,831,000 |
| Allowance for loan losses | 223,000 | 224,000 | 205,000 | 209,000 |
| Securities available for sale | 4,590,000 | 4,417,000 | 4,176,000 | 4,815,000 |
| Securities held to maturity | 31,000 | 30,000 | 30,000 | 28,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,031,000 | 29,962,000 | 29,661,000 | 30,538,000 |
| Interest-bearing deposits | 16,643,000 | 16,655,000 | 16,531,000 | 18,216,000 |
| Noninterest-bearing deposits | 12,389,000 | 13,306,000 | 13,130,000 | 12,321,000 |
| Equity capital | 3,131,000 | 3,230,000 | 3,315,000 | 3,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 319,000 | 637,000 | 950,000 | 1,263,000 |
| Interest expense | 40,000 | 74,000 | 106,000 | 137,000 |
| Net interest income | 279,000 | 563,000 | 844,000 | 1,126,000 |
| Noninterest income | 84,000 | 171,000 | 256,000 | 341,000 |
| Noninterest expense | 315,000 | 594,000 | 863,000 | 1,234,000 |
| Provision for loan losses | 0 | 0 | 3,000 | 26,000 |
| Pretax income | 48,000 | 140,000 | 234,000 | 207,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 48,000 | 140,000 | 234,000 | 207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,089,000 | 3,160,000 | 3,225,000 | 3,058,000 |
| Total capital | 3,308,000 | 3,384,000 | 3,430,000 | 3,267,000 |
| Risk-weighted assets | 18,471,000 | 18,969,000 | 19,126,000 | 19,971,000 |