Call reports 2011
CROWELL STATE BANK — 2011
What CROWELL STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 29,379,000 | 31,286,000 | 31,057,000 | 31,525,000 |
| Total loans | 18,065,000 | 16,079,000 | 15,182,000 | 15,283,000 |
| Allowance for loan losses | 241,000 | 247,000 | 217,000 | 222,000 |
| Securities available for sale | 2,260,000 | 2,172,000 | 2,925,000 | 5,765,000 |
| Securities held to maturity | 38,000 | 36,000 | 34,000 | 32,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,905,000 | 27,730,000 | 27,439,000 | 28,036,000 |
| Interest-bearing deposits | 15,609,000 | 15,466,000 | 15,629,000 | 16,806,000 |
| Noninterest-bearing deposits | 10,296,000 | 12,264,000 | 11,810,000 | 11,230,000 |
| Equity capital | 3,124,000 | 3,179,000 | 3,217,000 | 3,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 351,000 | 698,000 | 1,014,000 | 1,314,000 |
| Interest expense | 43,000 | 87,000 | 132,000 | 176,000 |
| Net interest income | 308,000 | 611,000 | 882,000 | 1,138,000 |
| Noninterest income | 102,000 | 201,000 | 299,000 | 389,000 |
| Noninterest expense | 278,000 | 576,000 | 857,000 | 1,225,000 |
| Provision for loan losses | 9,000 | 15,000 | 25,000 | 28,000 |
| Pretax income | 123,000 | 221,000 | 299,000 | 274,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 123,000 | 221,000 | 299,000 | 274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,065,000 | 3,119,000 | 3,160,000 | 3,041,000 |
| Total capital | 3,306,000 | 3,366,000 | 3,377,000 | 3,263,000 |
| Risk-weighted assets | 21,090,000 | 20,323,000 | 18,099,000 | 18,637,000 |