Call reports 2010
CROWELL STATE BANK — 2010
What CROWELL STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 29,380,000 | 30,735,000 | 28,353,000 | 29,579,000 |
| Total loans | 18,503,000 | 16,958,000 | 17,306,000 | 17,703,000 |
| Allowance for loan losses | 201,000 | 231,000 | 227,000 | 231,000 |
| Securities available for sale | 3,748,000 | 3,619,000 | 2,785,000 | 3,982,000 |
| Securities held to maturity | 45,000 | 43,000 | 41,000 | 39,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,070,000 | 27,465,000 | 24,976,000 | 26,249,000 |
| Interest-bearing deposits | 17,523,000 | 16,954,000 | 15,756,000 | 16,120,000 |
| Noninterest-bearing deposits | 8,547,000 | 10,512,000 | 9,220,000 | 10,130,000 |
| Equity capital | 3,036,000 | 2,964,000 | 3,065,000 | 3,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 377,000 | 745,000 | 1,102,000 | 1,470,000 |
| Interest expense | 76,000 | 148,000 | 208,000 | 260,000 |
| Net interest income | 301,000 | 597,000 | 894,000 | 1,210,000 |
| Noninterest income | 107,000 | 207,000 | 313,000 | 415,000 |
| Noninterest expense | 303,000 | 608,000 | 891,000 | 1,248,000 |
| Provision for loan losses | 9,000 | 139,000 | 139,000 | 139,000 |
| Pretax income | 96,000 | 57,000 | 177,000 | 238,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 96,000 | 57,000 | 177,000 | 238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,949,000 | 2,876,000 | 2,993,000 | 2,943,000 |
| Total capital | 3,150,000 | 3,107,000 | 3,220,000 | 3,174,000 |
| Risk-weighted assets | 21,117,000 | 20,376,000 | 20,434,000 | 20,952,000 |