Call reports 2009
CROWELL STATE BANK — 2009
What CROWELL STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 24,309,000 | 26,070,000 | 26,467,000 | 27,579,000 |
| Total loans | 17,021,000 | 17,580,000 | 17,545,000 | 17,719,000 |
| Allowance for loan losses | 199,000 | 186,000 | 188,000 | 217,000 |
| Securities available for sale | 2,579,000 | 2,347,000 | 2,027,000 | 2,642,000 |
| Securities held to maturity | 52,000 | 51,000 | 49,000 | 47,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,192,000 | 22,863,000 | 23,153,000 | 24,410,000 |
| Interest-bearing deposits | 13,808,000 | 14,273,000 | 15,031,000 | 16,256,000 |
| Noninterest-bearing deposits | 7,384,000 | 8,590,000 | 8,122,000 | 8,154,000 |
| Equity capital | 2,910,000 | 2,970,000 | 3,073,000 | 2,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 386,000 | 759,000 | 1,135,000 | 1,506,000 |
| Interest expense | 71,000 | 136,000 | 202,000 | 273,000 |
| Net interest income | 315,000 | 623,000 | 933,000 | 1,233,000 |
| Noninterest income | 84,000 | 188,000 | 286,000 | 374,000 |
| Noninterest expense | 291,000 | 577,000 | 852,000 | 1,247,000 |
| Provision for loan losses | 8,000 | 17,000 | 28,000 | 53,000 |
| Pretax income | 100,000 | 217,000 | 339,000 | 307,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 100,000 | 217,000 | 339,000 | 307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,834,000 | 2,913,000 | 2,991,000 | 2,847,000 |
| Total capital | 3,033,000 | 3,100,000 | 3,179,000 | 3,064,000 |
| Risk-weighted assets | 18,933,000 | 19,468,000 | 19,762,000 | 20,132,000 |