Call reports 2008
CROWELL STATE BANK — 2008
What CROWELL STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 25,170,000 | 32,249,000 | 26,022,000 | 24,518,000 |
| Total loans | 15,976,000 | 15,126,000 | 15,878,000 | 16,100,000 |
| Allowance for loan losses | 207,000 | 187,000 | 180,000 | 194,000 |
| Securities available for sale | 4,274,000 | 4,044,000 | 3,495,000 | 3,445,000 |
| Securities held to maturity | 62,000 | 60,000 | 57,000 | 54,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,937,000 | 29,081,000 | 22,728,000 | 21,434,000 |
| Interest-bearing deposits | 12,742,000 | 14,827,000 | 14,161,000 | 13,700,000 |
| Noninterest-bearing deposits | 9,195,000 | 14,254,000 | 8,567,000 | 7,734,000 |
| Equity capital | 3,091,000 | 3,001,000 | 3,113,000 | 2,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 440,000 | 868,000 | 1,278,000 | 1,676,000 |
| Interest expense | 120,000 | 226,000 | 330,000 | 421,000 |
| Net interest income | 320,000 | 642,000 | 948,000 | 1,255,000 |
| Noninterest income | 109,000 | 203,000 | 285,000 | 360,000 |
| Noninterest expense | 284,000 | 592,000 | 891,000 | 1,293,000 |
| Provision for loan losses | 10,000 | 23,000 | 40,000 | 50,000 |
| Pretax income | 135,000 | 230,000 | 302,000 | 272,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 135,000 | 230,000 | 302,000 | 272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,026,000 | 3,030,000 | 3,101,000 | 2,848,000 |
| Total capital | 3,233,000 | 3,217,000 | 3,281,000 | 3,042,000 |
| Risk-weighted assets | 17,960,000 | 18,913,000 | 18,372,000 | 18,318,000 |