Call reports 2003
CROWELL STATE BANK — 2003
What CROWELL STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 22,490,000 | 22,741,000 | 22,425,000 | 23,718,000 |
| Total loans | 13,508,000 | 12,852,000 | 14,012,000 | 14,160,000 |
| Allowance for loan losses | 207,000 | 216,000 | 227,000 | 211,000 |
| Securities available for sale | 4,849,000 | 4,761,000 | 4,189,000 | 4,375,000 |
| Securities held to maturity | 318,000 | 284,000 | 250,000 | 218,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,804,000 | 19,963,000 | 19,634,000 | 21,092,000 |
| Interest-bearing deposits | 14,075,000 | 13,234,000 | 12,964,000 | 13,792,000 |
| Noninterest-bearing deposits | 5,729,000 | 6,729,000 | 6,670,000 | 7,300,000 |
| Equity capital | 2,629,000 | 2,716,000 | 2,728,000 | 2,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 350,000 | 693,000 | 1,031,000 | 1,367,000 |
| Interest expense | 76,000 | 143,000 | 203,000 | 259,000 |
| Net interest income | 274,000 | 550,000 | 828,000 | 1,108,000 |
| Noninterest income | 70,000 | 152,000 | 246,000 | 315,000 |
| Noninterest expense | 199,000 | 402,000 | 604,000 | 894,000 |
| Provision for loan losses | 12,000 | 26,000 | 46,000 | 51,000 |
| Pretax income | 133,000 | 274,000 | 424,000 | 478,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 133,000 | 274,000 | 424,000 | 478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,455,000 | 2,549,000 | 2,608,000 | 2,464,000 |
| Total capital | 2,646,000 | 2,736,000 | 2,805,000 | 2,666,000 |
| Risk-weighted assets | 15,273,000 | 14,932,000 | 15,742,000 | 16,123,000 |