Call reports 2002
CROWELL STATE BANK — 2002
What CROWELL STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 23,056,000 | 24,615,000 | 23,567,000 | 23,553,000 |
| Total loans | 11,819,000 | 11,708,000 | 11,814,000 | 12,988,000 |
| Allowance for loan losses | 196,000 | 197,000 | 185,000 | 193,000 |
| Securities available for sale | 7,475,000 | 7,396,000 | 6,325,000 | 5,941,000 |
| Securities held to maturity | 467,000 | 428,000 | 388,000 | 357,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,552,000 | 21,971,000 | 20,853,000 | 20,989,000 |
| Interest-bearing deposits | 14,422,000 | 13,738,000 | 13,556,000 | 13,984,000 |
| Noninterest-bearing deposits | 6,130,000 | 8,233,000 | 7,297,000 | 7,005,000 |
| Equity capital | 2,409,000 | 2,565,000 | 2,636,000 | 2,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 379,000 | 745,000 | 1,103,000 | 1,465,000 |
| Interest expense | 120,000 | 224,000 | 315,000 | 398,000 |
| Net interest income | 259,000 | 521,000 | 788,000 | 1,067,000 |
| Noninterest income | 65,000 | 136,000 | 202,000 | 271,000 |
| Noninterest expense | 208,000 | 410,000 | 607,000 | 905,000 |
| Provision for loan losses | 15,000 | 22,000 | 30,000 | 42,000 |
| Pretax income | 101,000 | 225,000 | 353,000 | 391,000 |
| Income tax | -5,000 | -5,000 | -5,000 | -5,000 |
| Net income | 106,000 | 230,000 | 358,000 | 396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,327,000 | 2,413,000 | 2,450,000 | 2,327,000 |
| Total capital | 2,493,000 | 2,583,000 | 2,620,000 | 2,508,000 |
| Risk-weighted assets | 13,257,000 | 13,568,000 | 13,547,000 | 14,466,000 |