Call reports 2025
LEXICON BANK — 2025
What LEXICON BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 401,406,000 | 386,021,000 | 440,674,000 | 432,709,000 |
| Total loans | 176,457,000 | 177,468,000 | 191,251,000 | 196,695,000 |
| Allowance for loan losses | 2,885,000 | 2,951,000 | 3,023,000 | 3,042,000 |
| Securities available for sale | 25,588,000 | 27,987,000 | 27,651,000 | 25,305,000 |
| Securities held to maturity | 2,961,000 | 2,965,000 | 2,969,000 | 1,477,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 369,171,000 | 352,644,000 | 398,471,000 | 388,379,000 |
| Interest-bearing deposits | 160,864,000 | 153,438,000 | 147,134,000 | 144,666,000 |
| Noninterest-bearing deposits | 208,307,000 | 199,206,000 | 251,337,000 | 243,713,000 |
| Equity capital | 28,972,000 | 30,168,000 | 38,854,000 | 40,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,120,000 | 8,915,000 | 14,590,000 | 20,262,000 |
| Interest expense | 989,000 | 2,053,000 | 3,049,000 | 3,915,000 |
| Net interest income | 3,131,000 | 6,862,000 | 11,541,000 | 16,347,000 |
| Noninterest income | 223,000 | 484,000 | 924,000 | 1,355,000 |
| Noninterest expense | 2,326,000 | 4,826,000 | 7,952,000 | 11,191,000 |
| Provision for loan losses | 244,000 | 327,000 | 578,000 | 780,000 |
| Pretax income | 721,000 | 2,130,000 | 3,798,000 | 5,599,000 |
| Income tax | 160,000 | 471,000 | 837,000 | 1,238,000 |
| Net income | 561,000 | 1,659,000 | 2,961,000 | 4,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,874,000 | 32,023,000 | 40,365,000 | 41,772,000 |
| Total capital | 33,253,000 | 34,390,000 | 42,920,000 | 44,365,000 |
| Risk-weighted assets | 189,690,000 | 188,690,000 | 203,743,000 | 206,803,000 |