Call reports 2024
LEXICON BANK — 2024
What LEXICON BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 268,542,000 | 298,595,000 | 289,891,000 | 287,495,000 |
| Total loans | 165,618,000 | 164,714,000 | 167,812,000 | 172,387,000 |
| Allowance for loan losses | 2,369,000 | 2,509,000 | 2,635,000 | 2,645,000 |
| Securities available for sale | 25,094,000 | 24,942,000 | 25,448,000 | 26,623,000 |
| Securities held to maturity | 4,098,000 | 3,578,000 | 2,060,000 | 2,954,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,263,000 | 260,941,000 | 258,415,000 | 256,399,000 |
| Interest-bearing deposits | 128,798,000 | 136,792,000 | 142,575,000 | 134,478,000 |
| Noninterest-bearing deposits | 102,465,000 | 124,149,000 | 115,840,000 | 121,921,000 |
| Equity capital | 26,170,000 | 26,946,000 | 28,157,000 | 27,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,411,000 | 7,323,000 | 11,353,000 | 15,088,000 |
| Interest expense | 1,027,000 | 2,315,000 | 3,485,000 | 4,465,000 |
| Net interest income | 2,384,000 | 5,008,000 | 7,868,000 | 10,623,000 |
| Noninterest income | 167,000 | 417,000 | 606,000 | 802,000 |
| Noninterest expense | 1,898,000 | 3,951,000 | 6,119,000 | 8,307,000 |
| Provision for loan losses | 209,000 | 349,000 | 483,000 | 493,000 |
| Pretax income | 444,000 | 1,180,000 | 1,926,000 | 2,668,000 |
| Income tax | 69,000 | 200,000 | 340,000 | 475,000 |
| Net income | 375,000 | 980,000 | 1,586,000 | 2,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,770,000 | 29,429,000 | 29,987,000 | 30,265,000 |