Call reports 2023
LEXICON BANK — 2023
What LEXICON BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 267,660,000 | 230,238,000 | 250,109,000 | 273,605,000 |
| Total loans | 146,377,000 | 154,858,000 | 156,005,000 | 168,856,000 |
| Allowance for loan losses | 1,702,000 | 1,841,000 | 1,901,000 | 2,389,000 |
| Securities available for sale | 27,507,000 | 26,686,000 | 25,924,000 | 25,514,000 |
| Securities held to maturity | 10,098,000 | 8,686,000 | 7,597,000 | 6,098,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,030,000 | 199,713,000 | 221,571,000 | 236,857,000 |
| Interest-bearing deposits | 150,025,000 | 116,359,000 | 130,754,000 | 130,908,000 |
| Noninterest-bearing deposits | 89,005,000 | 83,354,000 | 90,817,000 | 105,949,000 |
| Equity capital | 25,119,000 | 25,204,000 | 24,877,000 | 25,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,701,000 | 5,736,000 | 8,843,000 | 12,107,000 |
| Interest expense | 562,000 | 1,164,000 | 2,038,000 | 2,937,000 |
| Net interest income | 2,139,000 | 4,572,000 | 6,805,000 | 9,170,000 |
| Noninterest income | 123,000 | 248,000 | 411,000 | 572,000 |
| Noninterest expense | 1,840,000 | 3,537,000 | 5,589,000 | 7,262,000 |
| Provision for loan losses | 202,000 | 489,000 | 648,000 | 1,186,000 |
| Pretax income | 220,000 | 794,000 | 979,000 | 1,294,000 |
| Income tax | 45,000 | 164,000 | 201,000 | 278,000 |
| Net income | 175,000 | 630,000 | 778,000 | 1,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,560,000 | 28,033,000 | 28,074,000 | 28,345,000 |