Call reports 2022
LEXICON BANK — 2022
What LEXICON BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 254,936,000 | 235,517,000 | 237,582,000 | 247,437,000 |
| Total loans | 136,390,000 | 130,045,000 | 133,970,000 | 134,677,000 |
| Allowance for loan losses | 1,210,000 | 1,368,000 | 1,545,000 | 1,489,000 |
| Securities available for sale | 24,733,000 | 25,824,000 | 26,611,000 | 27,164,000 |
| Securities held to maturity | 0 | 1,495,000 | 5,099,000 | 9,099,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,859,000 | 208,618,000 | 211,162,000 | 219,667,000 |
| Interest-bearing deposits | 139,222,000 | 123,326,000 | 126,180,000 | 137,821,000 |
| Noninterest-bearing deposits | 87,637,000 | 85,292,000 | 84,983,000 | 81,846,000 |
| Equity capital | 24,633,000 | 23,577,000 | 22,906,000 | 24,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,784,000 | 3,461,000 | 5,502,000 | 7,963,000 |
| Interest expense | 79,000 | 146,000 | 305,000 | 684,000 |
| Net interest income | 1,705,000 | 3,315,000 | 5,197,000 | 7,279,000 |
| Noninterest income | 110,000 | 195,000 | 292,000 | 423,000 |
| Noninterest expense | 1,456,000 | 3,096,000 | 4,729,000 | 6,140,000 |
| Provision for loan losses | 130,000 | 288,000 | 465,000 | 935,000 |
| Pretax income | 229,000 | 126,000 | 295,000 | 627,000 |
| Income tax | 48,000 | 62,000 | 134,000 | -308,000 |
| Net income | 181,000 | 64,000 | 161,000 | 935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,506,000 | 26,421,000 | 26,550,000 | 27,358,000 |