Call reports 2008
FRONTIER BANK — 2008
What FRONTIER BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 3,941,548,000 | 4,050,135,000 | 4,155,580,000 | 4,099,493,000 |
| Total loans | 3,729,675,000 | 3,819,894,000 | 3,860,841,000 | 3,778,733,000 |
| Allowance for loan losses | 60,277,000 | 78,722,000 | 106,635,000 | 112,556,000 |
| Securities available for sale | 106,199,000 | 97,360,000 | 82,582,000 | 82,557,000 |
| Securities held to maturity | 3,741,000 | 3,740,000 | 3,738,000 | 3,086,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,178,851,000 | 3,303,562,000 | 3,407,150,000 | 3,280,887,000 |
| Interest-bearing deposits | 2,789,880,000 | 2,907,051,000 | 3,026,715,000 | 2,879,714,000 |
| Noninterest-bearing deposits | 388,971,000 | 396,511,000 | 380,435,000 | 401,174,000 |
| Equity capital | 354,070,000 | 355,503,000 | 358,134,000 | 346,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 77,382,000 | 149,560,000 | 218,262,000 | 277,692,000 |
| Interest expense | 30,023,000 | 57,402,000 | 85,428,000 | 111,897,000 |
| Net interest income | 47,359,000 | 92,158,000 | 132,834,000 | 165,795,000 |
| Noninterest income | 4,024,000 | 8,157,000 | 12,487,000 | 16,915,000 |
| Noninterest expense | 20,353,000 | 40,322,000 | 61,101,000 | 75,556,000 |
| Provision for loan losses | 9,264,000 | 34,242,000 | 76,426,000 | 121,581,000 |
| Pretax income | 22,058,000 | 26,179,000 | 1,226,000 | -20,402,000 |
| Income tax | 7,686,000 | 9,049,000 | 417,000 | -8,292,000 |
| Net income | 14,372,000 | 17,130,000 | 809,000 | -12,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 352,307,000 | 354,956,000 | 341,073,000 | 343,166,000 |
| Total capital | 400,155,000 | 403,775,000 | 390,208,000 | 390,016,000 |
| Risk-weighted assets | 3,812,004,000 | 3,872,678,000 | 3,870,474,000 | 3,680,212,000 |
Machine access — free, no API key
Every figure shown here about FRONTIER BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.