Call reports 2002
FRONTIER BANK — 2002
What FRONTIER BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,773,095,000 | 1,828,448,000 | 1,949,317,000 | 1,923,732,000 |
| Total loans | 1,553,315,000 | 1,595,651,000 | 1,654,771,000 | 1,670,562,000 |
| Allowance for loan losses | 26,489,000 | 26,762,000 | 27,545,000 | 28,175,000 |
| Securities available for sale | 71,138,000 | 85,557,000 | 86,163,000 | 85,983,000 |
| Securities held to maturity | 23,439,000 | 23,382,000 | 22,831,000 | 21,119,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,463,192,000 | 1,499,032,000 | 1,596,172,000 | 1,563,653,000 |
| Interest-bearing deposits | 1,235,897,000 | 1,273,124,000 | 1,363,555,000 | 1,344,232,000 |
| Noninterest-bearing deposits | 227,295,000 | 225,907,000 | 232,617,000 | 219,421,000 |
| Equity capital | 170,234,000 | 176,777,000 | 178,879,000 | 178,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 34,018,000 | 67,793,000 | 103,293,000 | 139,456,000 |
| Interest expense | 11,712,000 | 22,991,000 | 34,593,000 | 45,606,000 |
| Net interest income | 22,306,000 | 44,802,000 | 68,700,000 | 93,850,000 |
| Noninterest income | 2,379,000 | 4,904,000 | 7,365,000 | 10,104,000 |
| Noninterest expense | 9,742,000 | 19,875,000 | 30,235,000 | 42,676,000 |
| Provision for loan losses | 500,000 | 1,600,000 | 3,100,000 | 6,300,000 |
| Pretax income | 14,443,000 | 28,231,000 | 42,543,000 | 54,499,000 |
| Income tax | 5,025,000 | 9,700,000 | 14,390,000 | 18,267,000 |
| Net income | 9,418,000 | 18,531,000 | 28,153,000 | 36,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 164,687,000 | 170,923,000 | 173,223,000 | 172,384,000 |
| Total capital | 185,160,000 | 192,232,000 | 195,685,000 | 194,950,000 |
| Risk-weighted assets | 1,631,869,000 | 1,699,296,000 | 1,791,906,000 | 1,799,701,000 |