Call reports 2001
FRONTIER BANK — 2001
What FRONTIER BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,848,965,000 | 1,848,390,000 | 1,853,102,000 | 1,791,322,000 |
| Total loans | 1,474,743,000 | 1,546,748,000 | 1,611,086,000 | 1,588,000,000 |
| Allowance for loan losses | 22,751,000 | 22,687,000 | 22,770,000 | 26,358,000 |
| Securities available for sale | 93,153,000 | 84,090,000 | 50,773,000 | 29,448,000 |
| Securities held to maturity | 25,972,000 | 25,618,000 | 25,255,000 | 23,437,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,518,223,000 | 1,514,209,000 | 1,513,160,000 | 1,499,666,000 |
| Interest-bearing deposits | 1,278,754,000 | 1,311,436,000 | 1,300,601,000 | 1,238,287,000 |
| Noninterest-bearing deposits | 239,469,000 | 202,773,000 | 212,559,000 | 261,379,000 |
| Equity capital | 196,645,000 | 199,726,000 | 198,355,000 | 170,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 37,939,000 | 76,371,000 | 114,092,000 | 149,760,000 |
| Interest expense | 17,996,000 | 35,606,000 | 51,761,000 | 65,523,000 |
| Net interest income | 19,943,000 | 40,765,000 | 62,331,000 | 84,237,000 |
| Noninterest income | 1,775,000 | 3,773,000 | 5,699,000 | 7,635,000 |
| Noninterest expense | 9,634,000 | 19,543,000 | 29,651,000 | 40,827,000 |
| Provision for loan losses | 400,000 | 500,000 | 600,000 | 13,600,000 |
| Pretax income | 11,684,000 | 24,495,000 | 37,779,000 | 37,445,000 |
| Income tax | 4,154,000 | 8,394,000 | 12,928,000 | 12,523,000 |
| Net income | 7,530,000 | 16,101,000 | 24,851,000 | 24,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 190,704,000 | 193,668,000 | 192,182,000 | 164,381,000 |
| Total capital | 209,901,000 | 213,953,000 | 212,825,000 | 184,792,000 |
| Risk-weighted assets | 1,532,222,000 | 1,620,389,000 | 1,649,317,000 | 1,626,940,000 |