Call reports 2023
CARVER FEDERAL SAVINGS BANK — 2023
What CARVER FEDERAL SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 724,169,000 | 712,828,000 | 744,429,000 | 776,913,000 |
| Total loans | 597,896,000 | 590,535,000 | 611,102,000 | 624,652,000 |
| Allowance for loan losses | 5,229,000 | 5,858,000 | 6,007,000 | 5,896,000 |
| Securities available for sale | 53,843,000 | 52,191,000 | 47,644,000 | 49,107,000 |
| Securities held to maturity | 2,317,000 | 2,237,000 | 2,162,000 | 2,077,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 610,735,000 | 604,913,000 | 642,215,000 | 673,015,000 |
| Interest-bearing deposits | 491,444,000 | 490,689,000 | 521,164,000 | 558,877,000 |
| Noninterest-bearing deposits | 119,292,000 | 114,224,000 | 121,051,000 | 114,138,000 |
| Equity capital | 62,050,000 | 59,726,000 | 56,570,000 | 60,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,538,000 | 15,376,000 | 23,556,000 | 32,105,000 |
| Interest expense | 1,407,000 | 3,409,000 | 5,707,000 | 8,384,000 |
| Net interest income | 6,131,000 | 11,967,000 | 17,849,000 | 23,721,000 |
| Noninterest income | 538,000 | 1,217,000 | 2,456,000 | 4,898,000 |
| Noninterest expense | 7,434,000 | 14,807,000 | 22,609,000 | 30,456,000 |
| Provision for loan losses | 11,000 | 17,000 | 185,000 | 89,000 |
| Pretax income | -776,000 | -1,640,000 | -2,489,000 | -1,926,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -776,000 | -1,640,000 | -2,489,000 | -1,926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,265,000 | 72,734,000 | 71,884,000 | 72,448,000 |
| Total capital | 79,599,000 | 78,701,000 | 77,988,000 | 78,441,000 |
| Risk-weighted assets | 595,416,000 | 589,092,000 | 601,756,000 | 618,363,000 |