Call reports 2022
CARVER FEDERAL SAVINGS BANK — 2022
What CARVER FEDERAL SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 735,340,000 | 691,045,000 | 756,146,000 | 712,939,000 |
| Total loans | 579,505,000 | 555,398,000 | 574,409,000 | 586,749,000 |
| Allowance for loan losses | 5,624,000 | 5,604,000 | 5,509,000 | 5,154,000 |
| Securities available for sale | 67,596,000 | 60,718,000 | 55,042,000 | 53,444,000 |
| Securities held to maturity | 5,254,000 | 5,100,000 | 2,511,000 | 2,406,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 647,670,000 | 598,344,000 | 636,445,000 | 619,972,000 |
| Interest-bearing deposits | 521,851,000 | 483,451,000 | 523,523,000 | 504,271,000 |
| Noninterest-bearing deposits | 125,819,000 | 114,893,000 | 112,922,000 | 115,701,000 |
| Equity capital | 70,244,000 | 66,056,000 | 62,070,000 | 61,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,181,000 | 12,654,000 | 19,498,000 | 26,752,000 |
| Interest expense | 455,000 | 868,000 | 1,903,000 | 3,120,000 |
| Net interest income | 5,726,000 | 11,786,000 | 17,595,000 | 23,632,000 |
| Noninterest income | 684,000 | 1,290,000 | 2,101,000 | 2,280,000 |
| Noninterest expense | 5,765,000 | 13,033,000 | 20,383,000 | 27,629,000 |
| Provision for loan losses | 135,000 | 108,000 | -81,000 | -362,000 |
| Pretax income | 510,000 | -65,000 | -606,000 | -1,355,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 510,000 | -65,000 | -606,000 | -1,355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,906,000 | 76,331,000 | 75,790,000 | 75,042,000 |
| Total capital | 82,672,000 | 82,049,000 | 81,422,000 | 80,304,000 |
| Risk-weighted assets | 559,447,000 | 550,404,000 | 569,918,000 | 584,576,000 |